About OCAL Financial

Our mission at OCAL Financial is to streamline and enhance the car shopping process, making it effortless and enjoyable for customers.

An Easy Way to Finance a Vehicle

Quick

Convenient

Affordable

Your One-Stop Online Shop

Our mission at OCAL Financial is to streamline and enhance the car shopping process, making it effortless and enjoyable.

 

When you’re in the market for a car, we’ll start by securing your financing through pre-approval. Afterward, our trusted agents will assist you in finding a vehicle that aligns with your pre-approved budget.

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Years in

Business

Specialists
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Cars sold
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Rating on Google
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Our Team

  • Customer Committment
  • Transparent
  • Integrity
  • Family-owned Canadian Business

Get your dream car with Bad or No credit

One thing that makes us different is how we approach bad credit auto loans. In our aim to help customers with bad or no credit, we take smart steps to help shoppers naturally restore their credit so that they can get the car they want. Even if you can’t afford it right now, we will take you through these steps until you are a happy owner of your dream car:

1. Get Your Starter Loan

You receive a reasonable loan for auto financing.

2. Restore Your Credit

Restore your credit by diligently repaying your loan on time.

3. Re-apply

Once your credit is restored to asufficient level, you can apply for a better loan.

4. Get Your Dream Car

Enjoy your new car and your newly improved credit.