Privacy policy

How OCAL Financial collects, uses and protects personal information.

This policy explains how OCAL Financial collects, uses, discloses and protects personal information, in accordance with Canadian privacy legislation including PIPEDA and applicable provincial statutes.

Information we collect

Contact details, employment and income information, housing information, banking details where required for payment, credit information obtained with your consent, and technical data such as IP address and pages visited.

How we use it

To assess and process financing applications, to submit applications to lenders on your behalf, to source and deliver vehicles, to communicate with you about your application, and to meet legal and regulatory obligations.

Disclosure

We share personal information with lenders, credit bureaus, insurers, vehicle suppliers and service providers as necessary to process your application, and where required by law.

Your rights

You may request access to the personal information we hold about you, ask for corrections, and withdraw consent subject to legal and contractual limits. Contact us to make a request.

Security and retention

We use administrative, technical and physical safeguards appropriate to the sensitivity of the information, and retain records only as long as needed for the purposes described or as required by law.

Read the full policy on this page, or review our terms of use.