January is the cheapest month to buy a used car. Start shopping now.

November 1, 2026

Dealers are paying less than last year, January has 55.6% more deals, and California just gave buyers a three-day right to cancel. Six deals, four to avoid, and your rights state by state.

<p>Dealers are paying less than last year, January has 55.6% more deals, and California just gave buyers a three-day right to cancel. Six deals, four to avoid, and your rights state by state.</p><p>OCAL does not sell vehicles or arrange financing in the United States.</p><p><a href="https://ocalfinancial.ca/__l5e/assets-v1/3cf5a5ca-52ec-44e3-969a-7976595af3cc/OCAL_Smart_Buy_US_Winter_2026.pdf" target="_blank" rel="noopener noreferrer" download><strong>Download the full guide (PDF)</strong></a></p>