Auto Financing that Works for You
OCAL makes it easy to get in the vehicle of your dreams!
Simplifying Your Car Financing Journey
Buying a vehicle should be quick and stress-free.
1. Apply Online
Complete our simple online application in just 3 minutes and get approved instantly.
2. Get Approved
3. Build Credit
We have a customized plan to have you in a vehicle while building your credit.
Used Vehicles for Sale
Search Inventory
Used
Slightly Used
Why OCAL Financial?
Save Time
Skip dealership-hopping and uncertainties. Get pre-approved online in just 3 minutes.
Avoid Stress
Online pre-approval with us can eliminate shopping srress and rejection fears.
Any Credit
Our network of partners will make sure you get a loan, regardless of your credit situation.
Save Money
Get the best auto loan rates through our extensive lender network and partnerships.
Time to Build Your Credit
We have dedicated credit building officers will work with you on a unique customized plan to have you in a vehicle while building your credit. Your credit can do a lot for you if you know how to build, maintain & rebuild it, we can help you with that!
Average Score Increase
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Success Rate
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Loan Calculator
Use our car loan calculator before you shop
Before you talk to an agent, see what budget fits you the best. Move the sliders to see how the loan duration and the total loan amount affect your monthly payments.Monthly Payment
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Total Interest
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Title and other fees and incentives are not included in this calculation, which is an estimate only. Monthly payment estimates are for informational purpose and do not represent a financing offer from the seller of this vehicle. Other taxes may apply.
Our strategic lending partners
OCAL Financial provides a super simple way to get the best auto/personal loans. No commitment, waiting times, or long meetings.
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