Get approved in minutes

One secure application. OCAL matches your budget, financing and vehicle. All credit stories welcome in BC and Alberta.

Apply once and OCAL handles the rest. We review your budget, match you with a lender in our network, and help you choose a vehicle that fits. Checking your options uses a soft credit check, so it does not affect your score.

What you need to apply

• Your contact details and address
• Employment and income details
• A valid Canadian driver's licence

All credit stories are welcome, including no credit, bankruptcy and consumer proposals. OCAL is licensed in British Columbia and Alberta.

Start your application or get approved.